I have to admit that I’m very lucky. I had a father who taught my sister and I the basics of finances from an early age. When we turned 16 (we’re twins), he gave each of us our own credit card so we could establish some credit in our name, and told us he would pay $100/month towards the balance and no more. I think the credit limit was something like $1,200. I really had no idea about credit cards or how they worked. It just felt like free money (newsflash to those of you who still think credit cards are essentially free money—they’re not!), so I racked up the balance in probably a month or two, and the balance remained at $1,200 until my dad paid $100 every month. Continue reading CREDIT CARDS 101: EVERYTHING YOU SHOULD KNOW ABOUT CREDIT CARDS BUT PROBABLY DON’T
I had a revelation last night when I asked for help from The Goddess in a moment of need. First, let me back up and tell you how this all came about. Continue reading IS YOUR CHILDHOOD SELF RUNNING YOUR LIFE?