CREDIT CARDS 101: EVERYTHING YOU SHOULD KNOW ABOUT CREDIT CARDS BUT PROBABLY DON’T

I have to admit that I’m very lucky. I had a father who taught my sister and I the basics of finances from an early age. When we turned 16 (we’re twins), he gave each of us our own credit card so we could establish some credit in our name, and told us he would pay $100/month towards the balance and no more. I think the credit limit was something like $1,200. I really had no idea about credit cards or how they worked. It just felt like free money (newsflash to those of you who still think credit cards are essentially free money—they’re not!), so I racked up the balance in probably a month or two, and the balance remained at $1,200 until my dad paid $100 every month. Continue reading CREDIT CARDS 101: EVERYTHING YOU SHOULD KNOW ABOUT CREDIT CARDS BUT PROBABLY DON’T

FINDING PEACE AT WORK

For the most part, everyone in my life, with the exception of a few, is absolutely miserable at work, most of the time. The people I care about the most, day in and day out, struggle with their work life, and at times it becomes difficult for me to witness. It burdens me that my loved ones are suffering at least 40 hours of their week, every week of every year. Although for the most part, these same people are usually working much, much more than 40 hours a week. I can see the toll it takes on their health, their Continue reading FINDING PEACE AT WORK